Pet Insurance, Dog Insurance, Cat Insurance | Is Pet Insurance Worth It?

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Raising Your Pets, Dogs and Cats Naturally

Pet Insurance, Dog Insurance, Best Pet Insurance

Determining and Comparing The Cost of Pet Insurance

Pet Insurance, Dog Insurance, Cat Insurance | Is Pet Insurance Worth It?
How to Find the Best Pet Insurance for Your Pet

People often ask me if they should get insurance for their pets.  After I say, “Yes” the questions continue.  What is the best pet insurance company? Should I buy pet insurance for my puppy? What about pet insurance for multiple dogs? What is the cost of pet insurance? Is pet insurance worth it?

I am going to try to help guide you to find out what will be the best pet insurance for your dog or cat.  Ok, I’m going to try to help you know what to look for and consider when purchasing pet insurance.  This will not be a pet insurance review.  Each family is different in their needs and each dog, cat and dog breed varies with their medical care and hereditary and congenital conditions.
Pet Insurance, Dog Insurance, Best Pet Insurance Determining and Comparing The Cost of Pet Insurance
Dog Insurance Plans
Below is the coverage I looked for when I chose a pet insurance plan for Dexter The Dog:
  • hereditary and congenital conditions
  • veterinary exam fees
  • diagnostic treatments
  • surgery
  • medications
  • imaging
  • cancer treatments
  • rehab
  • alternative treatments
  • specialists

After ensuring the pet insurance company offered these things, then I needed to find out their limits for each condition and the deductible and the monthly premium.  I ended up with Petplan USA and I have been more than satisfied.  We have the Bronze plan and pay about $35/month.  Paperwork is a breeze and customer support is amazing and they always return my inquiries (I email) that day. Update: 5 years later, we are just over $50/month.

Some other US Pet Insurers include  Petplan USA, Healthy Paws pet insurance, Embrace pet insurance, ASPCA pet insurance, Banfield pet insurance, Nationwide pet insurance, AKC pet insurance, Trupanion, Pets Best, VPI, Petfirst Healthcare….so you can see there is a big list to wade through.  I suggest taking your time and reading the benefits carefully and the limits.  If you decide to go with  Petplan USA, please click the link and let them know I (Tonya Wilhelm), because I can earn an affiliate bonus.  Dexter thanks, you for the extra dog snacks!

Healthy Paws Pet Insurance and Foundation.


Do you have pet insurance? Tell me in the comments.

Pet Insurance, Dog Insurance, Cat Insurance | Is Pet Insurance Worth It?
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2 thoughts on “Pet Insurance, Dog Insurance, Cat Insurance | Is Pet Insurance Worth It?

  1. Hi Tanya, thanks for the information
    I have been thinking about switching to Petplan so glad to here a good report.
    I purchased Nationwide when Snickers was a pup because they had the added wellness plan. And they are easy to file claims prompt and good customer service. The wellness plan covered a good deal of his neuter, puppy shots, exams etc.
    However, since Snickers diagnosis of SM, I found out they do not cover this 😔. I know he will now not be covered under any insurance plan for this but my concern is that if he gets any other CKCS genetic disorders that Nationwide will not cover so so I need to switch plans now!

    1. Thanks, Rosemarie. Yes, we have been very happy with the additional treatments Petplan allows. We do rehab, laser, acupuncture, quarterly bloodwork, and all this has been covered. The bloodwork is 100%, the others are 80% because it’s considered a specialist, not my regular vet. <3

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